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What happens if there isn't enough insurance coverage?

An accident with a motorist who doesn't have enough insurance is a problem that many victims have to face. They may have little choice but to turn to their own insurance for coverage or to sue the driver who hit them. As a victim, it's your right to know if the other party does or doesn't have insurance, so you can begin a claim.

Some people don't like to cause trouble for others, so they may not speak up if there is no coverage. Don't be that person. It's your right to receive compensation if you've been hurt by another party. If that person doesn't have enough coverage, you can then decide what you want to do.

What should you do if you're worried about seeking compensation?

If you're worried about seeking compensation from another person for any reason, it's a good idea to talk to your attorney about filing the claim on your behalf. While you focus on your family and your own recovery, your attorney can handle the legal aspects of your case. This is a good way to handle a claim, since your attorney can simply tell you what settlements are possible and if there's enough to cover what you have in expenses, at the very least.

As the victim of a collision, you shouldn't have to worry about paying for your injuries or the repairs to your vehicle. The other party is responsible, so that person should be the one who covers your losses. If you need to, it is possible to sue them directly for any additional losses beyond the insurance policy.

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Merdes Law Office, P.C.
455 3rd Avenue
P.O. Box 71309
Fairbanks, AK 99707

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